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Texas Renters Insurance Information
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We offer inexpensive Texas renters insurance policy
rates that have flexibility to meet your individual needs
and above all, provide you with the security that comes
only from the knowledge that your home is safe. If you
live in an apartment or a rented house, a Texas renters
insurance policy covers you and your possessions. A
standard Texas renters insurance policy protects your
personal property in many cases of theft or damage,
and may pay for temporary living expenses if your
rental is damaged so seriously you can't live in it. It can
also protect you from personal liability.
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We are a Blessing, TX insurance agency offering inexpensive Texas
renters insurance policy premiums in the following towns, cities and
counties in southeast Texas: Midfield, Francitas, Elmaton, Buckeye,
La Ward, Ganado, Danevang, Point Comfort, Palacios, Port Alto,
Weedhaven, Schicke Point, Olivia, Port Lavaca, Magnolia Beach,
Lolita, Vanderbilt, La Salle, Edna, Clemville, Bay City, Matagorda,
Collegeport, Wadsworth, Markham, Cedar Lane, Van Vleck, El
Campo, Wharton, Sargent, Lake Jackson, Freeport, Surfside Beach,
Angleton, Brazoria, Sweeny, Old Ocean, West Columbia, Victoria,
Kamy, Placedo, Dacosta, Guadalupe, Telferner, Inez, Port O'Connor,
Seadrift, Indianola, Morales, Bloomington, McFaddin, Tivoli, Glen Flora,
Egypt, Speaks, Cordele, Magnet, Lane City, Boling, Pledger, Newgulf,
Burr, Nursery, Thomaston, Fordtran, Cuero, Jackson County, Calhoun
County, Brazoria County, Fort Bend County, Wharton County, Harris
County, and Matagorda County, TX.
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The standard Texas renters insurance policy covers
the actual cash value of personal property. Payments
are based on the replacement cost of the property
minus a deduction for physical depreciation and
obsolescence. If you add replacement cost coverage
(for an additional premium), the insurance company will
pay one of the two amounts below, whichever is lower?
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1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.
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2. The full cost to repair at the time of the loss.
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A Texas renters insurance policy is a popular form
of personal insurance and usually contains four
sections: C, D, E, and F:
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A Texas renters insurance policy covers "named perils"
listed on your policy and usually include the following:
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Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing,
Sudden and accidental damage from artificially generated electrical
current , Volcanic eruptions (doesn't include earthquake or tremors)
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Click on the link below to fill out a secure quote request form for an
inexpensive Texas Renters Insurance policy that will provide excellent
insurance coverage at an affordable cost. Or you can speak with one
of our Texas Renters Insurance agent specialists toll free at
(888) 588-2152 to discuss the policy features in more detail.
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Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a dollar
amount limit (what you think your possessions are
worth) when you purchase a Texas renters insurance
policy.
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Coverage D - covers loss of use - the expenses you
face when your apartment can't be used due to an
insured loss. This is usually 20% of your personal
property limit.
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Coverage E - covers your personal liability claims and
suits for bodily injury or property damage. You choose
this limit when you purchase the Texas renters
insurance policy.
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Coverage F - pays for medical expenses for minor
injuries to others even if you were not at fault. The policy
normally includes limits of $1,000 per person.
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Please be advised that insurance coverage cannot be bound, changed or confirmed via
voicemail, email, fax or online at the agency's website. You must speak directly with a
licensed insurance agent.
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COASTAL INSURANCE GROUP
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Serving the insurance needs of the Texas Gulf Coast!
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Coastal Insurance Group
1012 CR442
PO Box 515
Blessing, Texas 77419
Matagorda County TX
(361) 588-2152
Fax: (361) 588-1287
Toll Free: 888-588-2152
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888-588-2152
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