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Texas Motorcycle Insurance Information
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The value of good motorcycle insurance often doesn't
become apparent until you really need it. Whether it's a
minor fender bender or a more substantial accident, it
pays to have Texas motorcycle insurance coverage you
can count on.
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Let our experienced Texas Motorcycle Insurance policy
specialist explain the different Liability limits, Collision,
Other Than Collision, Uninsured Motorist, Medical
coverages, and deductibles that are available for you to
choose from. Coastal Insurance Group offers
affordable Texas motorcycle insurance policies from
leading insurance carriers who offer coverage in the
Lone Star State. This means affordable, more stable
premiums and none of those 15% increases after the
first year.
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We are a Blessing, TX insurance agency offering affordable Texas motorcycle
insurance policy premiums in the following towns, cities and counties in
southeast Texas: Midfield, Francitas, Elmaton, Buckeye, La Ward, Ganado,
Danevang, Point Comfort, Palacios, Port Alto, Weedhaven, Schicke Point,
Olivia, Port Lavaca, Magnolia Beach, Lolita, Vanderbilt, La Salle, Edna,
Clemville, Bay City, Matagorda, Collegeport, Wadsworth, Markham, Cedar
Lane, Van Vleck, El Campo, Wharton, Sargent, Lake Jackson, Freeport,
Surfside Beach, Angleton, Brazoria, Sweeny, Old Ocean, West Columbia,
Victoria, Kamy, Placedo, Dacosta, Guadalupe, Telferner, Inez, Port O'Connor,
Seadrift, Indianola, Morales, Bloomington, McFaddin, Tivoli, Glen Flora, Egypt,
Speaks, Cordele, Magnet, Lane City, Boling, Pledger, Newgulf, Burr, Nursery,
Thomaston, Fordtran, Cuero, Jackson County, Calhoun County, Brazoria
County, Fort Bend County, Wharton County, Harris County, and Matagorda
County, TX.
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Learn more about Texas Motorcycle Insurance
policy coverage options below!
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Click on the link below to fill out a secure quote
request form for a Texas Motorcycle Insurance policy
that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with
our Texas Motorcycle Insurance agent specialist toll
free at (888) 588-2152 to discuss the policy features
in more detail.
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Covers damage caused to the insured motorcycle from a collision caused by a
driver of your motorcycle. The deductible is the amount you choose to pay
upfront (if any) before the motorcycle insurance policy pays. The higher the
deductible you choose, the lower the collision coverage cost within the Texas
Motorcycle Insurance policy.
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Texas Motorcycle Insurance FAQ
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.
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Underinsured Motorist Bodily Injury Coverage
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required Texas motorcycle insurance coverage.
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Underinsured Motorist Property Damage Coverage
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Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in Texas.
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Texas Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Texas
Motorcycle Insurance policy that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with our Texas Motorcycle
Insurance specialist toll free at (888) 588-2152 to discuss the features.
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Please be advised that insurance coverage cannot be bound, changed or confirmed via
voicemail, email, fax or online at the agency's website. You must speak directly with a
licensed insurance agent.
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 30/60 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the Texas coverage minimums listed below. Contact us toll free at (888)
588-2152 to discuss what liability coverage amounts you require to meet your family
or personal needs.
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Texas Liability Coverage limits explanation:
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30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Texas Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Texas is $25,000.
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Medical Payments Coverage pays doctor, hospital and surgical bills, up to the per
person limit you select. Claims against this coverage include all reasonable
hospital, surgical, chiropractor, X-ray, dental, professional nursing, and prosthetic
expenses. It will also cover you or members of your family if you are hit by a
motorcycle when you are walking or if you are riding in another motorcycle. This
coverage will pay for your medical expenses even if you cause the accident. This
coverage protects you, your family and anyone riding on your motorcycle and
anyone driving your motorcycle with your permission.
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25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and
civil unrest. The deductible is the amount you choose to pay upfront (if any) before
the motorcycle insurance policy pays. The higher the deductible chosen the lower
the comprehensive coverage cost within the Texas Motorcycle Insurance policy.
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Texas Motorcycle Insurance FAQ
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Texas Motorcycle Insurance FAQ
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Texas Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Texas Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is not a
required coverage for Texas Motorcycle Insurance. Contact us to discuss what
uninsured coverage amounts you require to meet your family and personal needs.
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SSL Secure
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SSL Secure
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PIP pays for medical bills, lost income, household services replacement costs
and funeral bills resulting from a motorcycle accident up to the per person limit
you select. Claims against this coverage include all reasonable hospital,
surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral
expenses. It will also cover you or members of your family if you are hit by a
motorcycle when you are walking or if you are riding on another motorcycle. This
coverage will pay for your medical and funeral expenses even if you cause the
accident. This coverage protects you, your family and anyone riding in your
motorcycle and anyone driving your motorcycle with your permission.
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Texas Motorcycle Insurance FAQ
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COASTAL INSURANCE GROUP
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Serving the insurance needs of the Texas Gulf Coast!
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Coastal Insurance Group
1012 CR442
PO Box 515
Blessing, Texas 77419
Matagorda County TX
(361) 588-2152
Fax: (361) 588-1287
Toll Free: 888-588-2152
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888-588-2152
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