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Texas Business Owners Insurance Information
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Businesses can bundle property and liability coverage
into a Texas Business Owners Insurance policy that
allows your business to obtain broad coverage with
affordable premiums. Texas Business Owners
Insurance is usually the first step for a Texas small
business looking to get basic property and liability
coverage and is a comprehensive and affordable
insurance package for small or medium sized
businesses.
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To qualify for Texas Business Owners Insurance
policies, a company should have 100 or fewer
employees, and annual revenues should be less than
$1 million. Texas Business Owners Insurance will
typically provide reimbursement for up to a year of lost
revenue resulting from an insured property loss.
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We are an independent Blessing, TX insurance agency offering less
expensive Texas business owners insurance premiums to mid-sized, large,
and small business in the following towns, cities and counties in southeast
Texas: Midfield, Francitas, Elmaton, Buckeye, La Ward, Ganado, Danevang,
Point Comfort, Palacios, Port Alto, Weedhaven, Schicke Point, Olivia, Port
Lavaca, Magnolia Beach, Lolita, Vanderbilt, La Salle, Edna, Clemville, Bay
City, Matagorda, Collegeport, Wadsworth, Markham, Cedar Lane, Van Vleck,
El Campo, Wharton, Sargent, Lake Jackson, Freeport, Surfside Beach,
Angleton, Brazoria, Sweeny, Old Ocean, West Columbia, Victoria, Kamy,
Placedo, Dacosta, Guadalupe, Telferner, Inez, Port O'Connor, Seadrift,
Indianola, Morales, Bloomington, McFaddin, Tivoli, Glen Flora, Egypt, Speaks,
Cordele, Magnet, Lane City, Boling, Pledger, Newgulf, Burr, Nursery,
Thomaston, Fordtran, Cuero, Jackson County, Calhoun County, Brazoria
County, Fort Bend County, Wharton County, Harris County, and Matagorda
County, TX.
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Some businesses may discover that Texas Business
Owners Insurance coverage limits are too low or may
not like the lack of flexibility on options like coinsurance.
However, what the Texas Business Owners Insurance
policy lacks in flexibility it usually makes up for with
lower premiums for your business.
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Property Insurance Coverage
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Texas Business Owners Insurance offers named
perils or all risk insurance coverage, similiar to general
property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical
breakdown, computers including software, money and
securities, off premises power failure and spoilage of
food products, backup of sewers and drains.
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Liability Insurance Coverage
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While similiar to Commercial General Liability Insurance, the liability part of
a Texas Business Owners Insurance policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are typically available. Personal injury,
products liability, fire legal liability and premises medical payments are
included. Also, Texas Business Owners Insurance does not include
professional liability insurance.
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Interruption Insurance Coverage
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Business Interruption Insurance is usually included in Texas Business
Owners Insurance policies and covers lost income and expenses incurred
when a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll, are
also covered.
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Click on the link below to fill out a secure quote request form for a Texas
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or
you can speak with our Texas Business Owners Insurance specialist toll
free at (888) 588-2152 to discuss the policy features in more detail.
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Please be advised that insurance coverage cannot be bound, changed or confirmed via
voicemail, email, fax or online at the agency's website. You must speak directly with a
licensed insurance agent.
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COASTAL INSURANCE GROUP
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Serving the insurance needs of the Texas Gulf Coast!
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Coastal Insurance Group
1012 CR442
PO Box 515
Blessing, Texas 77419
Matagorda County TX
(361) 588-2152
Fax: (361) 588-1287
Toll Free: 888-588-2152
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888-588-2152
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