Privacy Statement cigtex

Coastal Insurance Group of Blessing, TX

Privacy Notice

In the course of our business relationship with you, we collect information
about you that is necessary to provide you with our products and services.
We treat this information as confidential and recognize the importance of
protecting it. We value your confidence in us.

This notice from Coastal Insurance Group of Blessing, Texas describes our
privacy practices regarding information about our customers and former
customers that obtain financial products or services from us for personal,
family, or household purposes.

Information We Collect

We collect and maintain information about you to provide you with the
coverage, product or service you request and to service your account.

We collect certain information ("nonpublic personal information") about
you and the members of your household ("you") from the following
sources:

Information we receive from you on applications or other forms,
such as your Social Security number, assets, income, and property
information;

Information about your transactions with us, our affiliates or
others, such as your policy coverage, premiums, and payment history;

Information we receive from a consumer reporting agency or
insurance support organization, such as motor vehicle records, credit
report information and claims history;

How We Protect Your Information

At Coastal Insurance Group of Blessing, Texas our customers are our
most valued assets. Protecting your privacy is important to us. We
restrict access to personal information about you to those individuals,
such as our employees and affiliated companies, who provide you with
their products and services. We require those individuals to whom we
permit access to your customer information to protect it and keep it
confidential. We maintain physical, electronic, and procedural
safeguards that comply with applicable regulatory standards to guard
your nonpublic personal information.

We do not disclose any non-public personal information about you, as
our customer or former customer, except as described in this notice.

Information We Disclose

We may disclose the nonpublic personal information we collect about
you, as described above, to affiliated companies who provide you with
their products and services, to companies that perform marketing
services on our behalf or to other financial institutions with which we have
joint marketing agreements and to other third parties, all as permitted by
law.

Many employers, benefit plans or plan sponsors restrict the information
that can be shared about their employees or members by companies that
provide them with products or services. If you have a relationship with
Coastal Insurance Group of Blessing, Texas or one of its affiliates as a
result of products or services provided through an employer, benefit plan
or plan sponsor, we will abide by the privacy restrictions imposed by that
organization.

We are permitted to disclose personal health information (1) to process
your transaction with us, for instance, to determine eligibility for coverage,
to process claims or to prevent fraud; (2) with your written authorization;
and (3) otherwise as permitted by law.

Sharing Information with Affiliates

Coastal Insurance Group of Blessing, Texas affiliates encompasses
various affiliates that offer a variety of financial products and services in
addition to insurance and insurance related products and services.
Sharing information enables our affiliates to offer you a more complete
range of products and services.

We may disclose nonpublic personal information, as described above in
information we collect, to our affiliates, which include:

Service providers such as insurance companies and reciprocals,
investment companies, and underwriters ; and

Non-financial service providers, such as management companies,
attorneys-in-fact and billing companies.

We are permitted by law to share with our affiliates our transaction and
experience information with you.

In addition, we may share with our affiliates consumer report information,
such as information from credit reports and certain application
information, that we have received from you and from third parties, such
as consumer reporting agencies and insurance support organizations.

Modifications to our Privacy Policy

We reserve the right to change our privacy practices in the future, which
may include sharing nonpublic personal information about you with
nonaffiliated third parties. Before we do that, we will provide you with a
revised privacy notice and give you the opportunity to opt out of that type
of information sharing.

Website

Our Website privacy notices, such as the one located at
www.cigtex.com, contain additional information particular to website use.
Please pay careful attention to those notices if you transmit personal
information to Coastal Insurance Group of Blessing, Texas over the
Internet.

Recipients of this Notice

We are providing this notice to the named policyholder residing at the
mailing address to which we send your policy information. If there is more
than one policyholder on a policy, only the named policyholder on that
policy will receive this notice, though any policyholder may request a copy
of this notice. You may receive more than one copy of this notice if you
have more than one policy with Coastal Insurance Group of Blessing,
Texas. You also may receive notices from affiliates. Please read those
notices carefully to determine your rights with respect to those affiliates'
privacy practices.

More Information about the Federal Laws?

Supplemental Information Regarding Financial Services Modernization
Act (also known as the Gramm-Leach-Bliley Act) and the Fair Credit
Reporting Act.

Coastal Insurance Group of Blessing, Texas collects, maintains, and
discloses information about its customers and former customers in
accordance with federal and state laws.

The two primary federal laws governing how we use customer
information are the Financial Services Modernization Act (also known as
the Gramm-Leach-Bliley Act) and the Fair Credit reporting Act.

The Gramm-Leach-Bliley Act (GLBA) limits disclosure of "non-public
personal information" to parties that are not affiliated with a company. The
Fair Credit Reporting Act (FCRA) limits disclosure of credit-type
information to both non-affiliated and affiliated companies. The GLBA
provides an "opt-out right" that enables you to tell companies if you do not
want them to disclose information about you with non-affiliated third
parties other than as permitted by the law. The GLBA identifies specific
circumstances in which a company may share its customers'
information. These include to provide services to its customers, when law
enforcement requires it, and to offer financial products or services jointly
with another financial institution.

Coastal Insurance Group of Blessing, Texas does not share information
other than as permitted by the GLBA, so you do not have to opt out of any
additional sharing. The FCRA provide and "opt-out right" that enables you
to tell companies if you do not want them to share certain credit
information about you with their affiliates other than as permitted by law.
The law allows companies to share information about their transactions
and experiences with you. Certain other sharing is not permitted if you opt
out of the affiliate sharing. Coastal Insurance Group of Blessing, Texas
does share information about you with its affiliates and you may opt out of
any sharing other than that permitted by law.

To learn more about your rights and the federal laws that provide you with
these rights, you may want to visit the Federal Trade Commission's
website at www.ftc.gov/privacy/glbact/index.html (the GLBA web page)
and www.ftc.gov/os/statutes/fcrajump.htm (the FCRA web page) or
www.privacylaw.net.

Choice / Opt-Out

Our site provides users the opportunity to opt-out of receiving
communications from us at the point where we request information
about the visitor.

This site gives users the following options for removing their
information from our database to not receive future
communications or to no longer receive any of our services.

You can send mail to the following postal address:

Coastal Insurance Group

1012 CR 442

Blessing, Texas 77419

Correct / Update

This site gives users the following options for changing and
modifying information previously provided.

You can send mail to the following postal address:

Coastal Insurance Group

1012 CR 442

Blessing, Texas 77419